Suggest you see someone about finding out how to save money. Areas in your life where you can cut costs etc. And where you can spend it. You seem to be going back into a pattern of spending that probably got you into the place where you had to declare bankruptcy.

We at one place in our lives declared bankruptcy and got rid of the credit cards except for one and pay that one off monthly and as out finances have become better, allowed ourselves small treats. But in such a way that we arenot in danger of having any fiscal problems.

Living above your budget is a bad thing and will not help you if you ever want to buy a house or car.